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Living Benefits

Put your Clients Underperforming Assets to Work for them, Providing Better Protection Against the Unexpected.

The Long Term Care (LTC) Industry is changing. Your clients are experiencing rate increases and additional uncertainties about whether or not they will need to use their existing LTC polices. Due to these factors, our carriers have designed new products that include:

  • Fully guaranteed benefits;
  • Streamlined underwriting; and
  • liquidity features.

Is the LTC benefit amount fully guaranteed? It is with John Hancock Life Insurance. John Hancock has created a single premium whole life insurance policy with long-term care insurance needs all in one. This product is designed for pre-retirees who have spent the better part of their lives working hard and saving for a future full of exciting plans and opportunities. John Hancock has helped their clients:

  • Preserve their assets for their future
  • Maximize the value of their estates
  • Provided a tax-efficient means to transfer wealth

Share with your clients, this great flyer describing John Hancock’s compelling alternative to self-insuring their LTC needs.

Lincoln Financial Group also provides a flexible solution for your clients individual LTC needs. Take a moment to read this great brochure detailing:

  • Available benefit options for purchase, based on client‘s age, risk class, and funds available
  • Initial monthly maximum LTC benefit for each available benefit option
  • Initial total LTC benefit for each available benefit option

Another great marketing tool Lincoln Financial Group has provided, is a LTC Study that shares the results of a survey taken by more than one-thousand Americans that understand they may need long-term care but are unsure about their options to pay for it.

Did you know that at least 70% of people over age 65 will require long-term care services at some point in their lives? Take a moment to view other startling facts about the urgent need for your clients to invest in Long Term Care.

Life is unpredictable. Contact The Producers Group today and we’ll help you show you how to help your clients leverage their assets and greater protect themselves and their families against the unexpected.